Yes. Comparing plans and talking to our licensed advisor is completely free. If you buy a policy, the insurer pays the advisor a standard IRDAI-set commission — your premium is the same whether you buy through us or directly.

Never. We don't sell, rent, or trade your data. Your enquiry is shared only with our licensed advisor so they can help you. See our Privacy Policy, and you can delete your data anytime.

No. Just search and, when ready, leave your number. No password, no app required.

They're indicative estimates to help you compare. Your exact premium depends on the insurer's underwriting and is confirmed by the advisor before you buy.

Usually yes. Most plans cover pre-existing conditions after a waiting period, and some accept them sooner. We show which plans suit your condition and how long the wait is. The advisor confirms acceptance with the insurer.

A time after buying during which certain conditions aren't covered yet. There's a short initial wait for most things, and longer waits for pre-existing diseases and some specific illnesses. See our glossary for plain-language definitions.

If you're treated at a hospital in your insurer's network, yes — the insurer settles directly with the hospital. We show how many cashless hospitals are in your district for each insurer.

We focus on a curated set of trustworthy insurers rather than listing everything — see Insurers we compare. We'd rather recommend fewer plans that actually pay claims than overwhelm you with options.

By fixed, transparent rules using insurers' official documents and IRDAI data — not by whichever plan pays us most. See How we compare.

Our advisor helps you at claim time and guides any dispute. See Claim assistance and Grievance redressal.